About Personal Loan

Personal loan is the obvious choice if you need a finance for Personal finance, Medical emergency, Wedding purposes, Abroad travel, Holidays, Child education and for buying consumer durable things.

Quick and easy loan application process 

 

Get your loan in 5 easy steps!

 

  1. Fill out the application form. 

 

  1. Submit required documents for verification and approval.

 

  1. Complete Salary Deduction Form sent to your email. Sign and email.

 

  1. Agree to terms and conditions by signing Legal Agreement Forms and email it back to us.

 

  1. Collect your loan!

Loan offerings and rates

 

Loans & Rates

 

We offer some of the most competitive rates for Short term personal loans (loan duration is less than 9 Months), and long term personal loans (duration exceeding 9 months)

 

We offer special interest rates for BPO Employees and Teachers.*

*Conditions apply*

Private sector

short term 12% per month after 6 months caps 72%

Long term.  37% simple interest per year.

monthly interest rate 3.0833% for loans one year or more.

If the loan is longer  than 3 years it requires approval.

Public sector

Short term 6.5% with a minimum interest payout of $2,000.00

Long term reducing balance @ 25% per year.

view application form

Personal Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Medical Emergency

Kploans offers you personal loans for your unexpected medical emergency.Get instant personal loan for all kinds of medical emergency expenses.

Wedding Purpose

You can manage your dream marriage day with our personal loan option. Have the wedding celebration of your dreams. Apply now personal loan for wedding purpose.

Abroad Travel

Get the funds for the expenditure involved in going abroad for taking up employment. Manage your personal with KPloans to fulfill your dream to travel abroad.

Child Educations

We provides personal loans for pursuing your higher dreams. We believe given the right tools to you can achieve it, let us help you.

Complete Your Application Form

Fillout form

Features of Personal Loan

All loans are not created equal, personal loan has become a great option for people to use.

Faster Loan

For funding medical expenses, hospitalization, surgery, No collateral required. Get cash when you need it the most.

Choose your amount

You decide on how much to borrow and when to pay it back, no hassle.

Enjoy the best rates

Our loan rates and charges are very attractive, we seek to provide competitive rates so that you can stretch your loan further for less with less hassle.

Decide your tenure

Our loan rates and charges are very attractive and the pay back times are flexible for up to 3 years.

Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

There is no payment for completing your loan payment early, so feel free to pay it back as soon as you are able!

The following documents are necessary to complete the application process.

Three most recent payslips
Government Issued ID, TRN & Proof of Address.
2 References (one must be a family member)
After you’ve gathered these documents successfully complete our quick 5 step process.

Get your loan in 5 easy steps!

Fill out the application form.

Submit required documents for verification and approval.

Complete Salary Deduction Form sent to your email. Sign and email.

Agree to terms and conditions by signing Legal Agreement Forms and email it back to us.

Collect your loan!

We do not have a physical office location at the moment as we have decided to relocate to Kingston, we’re surveying different locations soon.

Get a Quote

Now apply for a Loan online, All you need to do is provide your details below application form.