Personal Loans
Personal loan is the obvious choice if you need a finance for Personal finance, Medical emergency, Wedding purposes, Abroad travel, Holidays, Child education and for buying consumer durable things.
Fast and easy Loan process
We will match you with a loan program that meet your financial need. In short term liquidity, by striving to make funds available to them within 24 hours of application.
1
Fill out the application form
After the “Application Form” Is Downloaded, Use The Link Below “Fill Out Application Form” To Make Input/Edit To Application Form.
2
Submit your documents
- Your three most recent pay-slips
- Government Issued ID, TRN.
- Proof of Address.
- Two References (one must be a family a member) *existing client only require their recent pay-slips!
3
Complete Salary Deduction Form
Complete Salary Deduction Form sent to your email address. Sign and email, it back to our customer success representative for approval
4
Agree to terms and conditions
Agree to terms and conditions by signing our legal agreement form and emailing it back to us for review.
5
Collect your loan!
Great news! If you have met all the requirements of our application process then its as easy as collecting your loan!
Apply, Anywhere
Why Apply With Us?
We believe in customer service and strive to improve the experiences our customers at every opportunity.
Faster Loan
For funding medical expenses, hospitalization, surgery, No collateral required. Get cash when you need it the most.
Choose your amount
You decide on how much to borrow and when to pay it back, no hassle.
Enjoy the best rates
Our loan rates and charges are very attractive, we seek to provide competitive rates so that you can stretch your loan further for less with less hassle.
Decide your tenure
Our loan rates and charges are very attractive and the pay back times are flexible for up to 3 years.
Frequently Asked Questions
If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.
Can I pay off my loan early?
We’re currently relocating but don’t worry our staff is online almost 24/7 to assist with your needs.
What do you require to apply?
The following documents are necessary to complete the application process.
Three most recent payslips
Government Issued ID, TRN & Proof of Address.
2 References (one must be a family member)
After you’ve gathered these documents successfully complete our quick 5 step process.
Get your loan in 5 easy steps!
Fill out the application form.
Submit required documents for verification and approval.
Complete Salary Deduction Form sent to your email. Sign and email.
Agree to terms and conditions by signing Legal Agreement Forms and email it back to us.
Collect your loan!
Where are you located?
We do not have a physical office location at the moment as we have decided to relocate to Kingston, we’re surveying different locations soon.
Loan calculator
Loan offerings and rates
Private sector
short term
3% to 9.6% per month after 6 months caps 72%
Long term. 18% to 40% simple interest per year.
monthly interest rate
3.0833% for loans one year or more.
If the loan is longer than 3 years it requires approval.
We offer some of the most competitive rates for Short term personal loans (loan duration is less than 9 Months), and long term personal loans (duration exceeding 9 months)
We offer special interest rates for BPO Employees and Teachers.*
*Conditions apply*
Public sector
Short term
6.5% with a minimum interest payout of $2,000.00
Long term reducing balance @ 25% per year.
Personal Loan Products
Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.
Medical Emergency
Kploans offers you personal loans for your unexpected medical emergency.Get instant personal loan for all kinds of medical emergency expenses.
Wedding Purpose
You can manage your dream marriage day with our personal loan option. Have the wedding celebration of your dreams. Apply now personal loan for wedding purpose.
Abroad Travel
Get the funds for the expenditure involved in going abroad for taking up employment. Manage your personal with KPloans to fulfill your dream to travel abroad.
Child Educations
We provides personal loans for pursuing your higher dreams. We believe given the right tools to you can achieve it, let us help you.
